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Level Personal Loan Before TU

Pay Off Your Debt
with a Level personal loan from $15k*

Won’t affect your credit score**
Consider a
loan if...
...you want to pay off
all your debts at once.
...you want to simplify
your finances.
... you want a lower,
fixed interest rate.
...you want to cover an
emergency or lifestyle

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We’ve Helped More Than 20,000 Customers

Review Stars

Amber was extremely helpful throughout the entire process. She was very patient with me and answered all of my questions professionally and in a way that was easily understood. Keep up the good work!!!


Randy Highlands

Review Stars

I was nervous to call and I ended up calling at the right time because Tracy answered the phone. Tracy was so nice, kind, and understanding. She explained everything thoroughly and answered all my questions.

Lindsey VanZandt

Review Stars

Professional staff are here to help you work towards your goals to become debt-free. Everyone has been extremely pleasant and accommodating. I'm excited to successfully complete the program.

Banafshe King

Review Stars

Amber was amazing to work with! She was kind, non-judgmental, efficient, and helpful. Her knowledge and calm demeanor were appreciated.

Heather Mortinson

Review Stars

Heather was extremely helpful in walking me through what the program was about and also the complete application process. She was very professional but friendly and relatable.


Keena Jordan

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Won't affect your credit score**

Affordable Personal Loans from $15k to $250k

Loan Qualification Checklist

Credit Score
of 670 or Higher
Ratio Below 50%
Credit History
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Won't affect your credit score**

Get Qualified For Personal Loan Fast


Check your rate in 5 minutes or less


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Common Personal Loan Questions

What is a personal loan?

No, it’s not money borrowed from your rich uncle, or anyone else you know “personally.” The term refers to money borrowed from a lender that is not secured by property such as a house or car over a fixed period of time.

How much can I borrow?

Once approved, you’ll be qualified to receive a Level loan anywhere from $15,000 to $250,000.

Should I take on new debt?

Wanting a loan doesn’t always mean you should get one. A credit score below 670 may render you ineligible, or yield a loan offer with such high interest and repayment terms that adding new debt may be counterproductive. Sometimes it’s better to focus on improving your credit score before taking on more debt. But don’t panic. Level Financing offers a powerful alternative.

Will it affect my credit score?

Checking your rate on Level Financing will not affect your credit score. If you proceed with your application after receiving a rate, your credit score may be affected. When you check your rate, we make a “soft credit inquiry.” Soft credit inquiries on your report do not lower your credit score, but you may see when you view your report that this inquiry was made. If you are offered a loan and proceed with the application, a “hard credit inquiry” will be completed to verify the accuracy of your application. This action will be recorded as an inquiry on your report and it may affect your credit score.

Do I pay a fee if I pay off my loan early?

There is no prepayment penalty for paying off a Level Financing loan early. You may pay off part or all of the loan at any time with no fee. By prepaying, you will pay less overall interest because the loan is outstanding for a shorter time.

check your rate
Won't affect your credit score**

*Level Debt is partnering with Premlo Loans, an affiliate of GRT, to assist in servicing loans to our clients. Loan requests of $10,000 or more are determined by having a credit score of 670 or higher, a clean credit history, no late payments, no derogatory marks within the last three years, and $5,000 or more monthly individual income with a verifiable income source. Available in all 50 states.

**When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will affect your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.