Since 2009 Level Debt has provided debt settlement services to thousands of people hoping to put their income back to work for themselves and their families. If you carry $15,000 or more in unsecured debt, start lowering your monthly payments right now, and begin rebuilding your personal savings.
Our debt solutions at Level Debt put you back in control of your personal finances.
When your credit score is less than ideal, and your debt has accumulated beyond $15,000, we know how frustrating — even embarrassing — it can feel. Our certified credit solutions experts have helped millions of people climb out from under their credit card debt by customizing debt relief options to meet their unique financial needs.
Start lowering your credit card payments immediately to reduce monthly debt while restoring your credit score and steering a course back to a debt free lifestyle.
You deserve a fair and honest chance to settle old debt and rebuild your credit report. Level Debt renegotiates your credit card payment terms to reduce interest rates, finance charges, and fees to lower the amount you owe each month, and restore your freedom to live the life you want.
Knowledge is power. Qualify today for the debt relief solution that’s right for you.
“This program taught me to live within a budget, set long- and short-term goals, and to understand credit and interest. Level’s credit counseling agency presented me with the solutions I need to succeed.”
Imagine eliminating credit card debt six times faster than at your present rate of repayment, and putting those minimum monthly payments to work each month toward personal financial goals instead of toward credit card interest.
Life can get back to normal. Level Debt has a range of debt relief solutions to help you get there – without damaging your credit score.
Debt management programs are a powerful, proven means of reducing your monthly debt to creditors.
If you can afford to continue making regular monthly payments, Level’s debt management plan lets you pay off credit card debt up to six times faster than if you continued making the high-interest monthly payments imposed by your credit card companies. That means being debt free in 48 months rather than in 25 years, and paying 60%-65% less each month for the privilege of doing so.
That’s the power of a Level debt management plan.
Level’s financial counseling service is a cut above that of other debt settlement companies. We call your banks and creditors, negotiating your settlement – sometimes down from as much as 50% of what you owe – to significantly reduce your debt burden and the amount you have to pay each month.
If you’re struggling to maintain current monthly payments, but can still meet 60%-70% of your regular monthly credit card minimums, debt settlement can give you the relief you need while providing the fastest way out from under the burden of your debt without filing for bankruptcy.
Level Financing has developed a third, hybrid debt relief solution designed to resolve all your debt problems at once.
This solution combines the best of both the debt management and debt settlement plans, giving you the urgent debt relief you require while at the same time lowering your monthly payment dramatically.
By consolidating payments to multiple creditors into a single monthly loan payment, qualifying clients can pay off their debt in just 6-12 months when it’s super-charged with the power of the debt settlement process.
Level’s Debt Consolidation-Settlement Loan gets you back on your feet up to eight times faster than a traditional debt settlement process, while helping you rebuild your credit score even as you’re paying off your loan.
Complete our “Do You Qualify” form. Once qualification has been established, we’ll set you up with one of our expert debt solutions counselors.
Our team will develop a customized plan with the goal of wiping out your entire credit card debt and lowering your monthly payments to a fraction of what they were, and in a fraction of the time it might take for you to do so on your own.*
We’re your advocate every step of the way, helping you execute your debt solution while guiding you toward financial freedom.
*Each debt relief case is unique and there’s no guarantee of amount saved.
We know how frustrating – even embarrassing – it can feel when your credit score is less than ideal and the debt just piles higher and higher.
Whether you’re struggling to shed credit card debt, student loan debt, medical bills, or any other type of unsecured debt obligation, Level’s credit counseling agency has a plan to get you up and running faster, with your dignity and integrity intact.
Level Financing charges no upfront fees, and assesses no fee until the resolution of a client’s account.
Fees vary by state, and also by the amount of client-enrolled debt. On the whole, expect costs to reflect up to 25% of your total debt. When compared to the steep, ongoing costs incurred from paying the high interest rates charged each month by your credit card companies, you’ll be amazed at the striking value of Level Financing debt solutions.
No one should accept a life of perpetual debt, or struggle alone to make ends meet. A Level solution puts you back in control of your finances, and gets you the extra money you need to secure the basics we all need month to month.
Don’t endure another day of stress and financial worry. Life can change for the better, and it can change right now. Level debt solutions let you take control of your financial future.
“Joshua Newman has helped me greatly with my credit card debts. This is one of the best things that has happened to me in years. Thanks to Josh I can satisfy my creditors, pay my bills, and avoid bankruptcy. May God bless him and Level Financing. Thank you for helping me find my solution and get out of debt.”
“Joshua Newman and Kelley McGowan have been nothing short of life savers. I got way in over my head with debt, and these two have shown me the solution for paying off my credit cards and putting my life back together again. Kelley guides and supports me every month with her patient and expert credit counseling in achieving financial success. I am so happy I went ahead with this program.”
Avoid bankruptcy and ruined credit. Learn the five solutions for dealing with debt, and which one is best for you.